XRP Price Prediction: Ripple Vs Remittix – PayFi Market Could Be Bigger Than A.I, Claims Experts

XRP has long been one of the leading names in blockchain payments, but a new challenger is emerging in the form of Remittix (RTX) . Experts say this PayFi-focused project could eventually rival or surpass XRP’s influence.

With analysts drawing bold comparisons between the growth of the PayFi market and artificial intelligence (AI), the conversation is shifting toward where the next wave of real-world adoption may come from.

Why PayFi Could Outgrow AI

As Ripple continues to expand through CBDC initiatives and banking partnerships, experts argue that PayFi, payment-focused decentralized finance, could be an even larger global market than AI. The reasoning is simple: while AI disrupts industries, payments are a daily necessity across the global economy.

McKinsey notes that the global payments market processes trillions of dollars daily, dwarfing most other industries. With blockchain solutions lowering prices, settlement times, and entry hurdles, crypto-enabled payments might rise dramatically in the next decade.

XRP Price Holds at $2.80 Amid Whale Activity

XRP is consolidating near $2.86, up slightly after a massive $48.9 million whale purchase on the XRP Ledger. This institutional-sized buy suggests that big players remain confident in Ripple’s long-term role in cross-border finance, even as short-term momentum appears muted.

XRP Price Chart | Source: CoinGecko

The next resistance sits at $2.92–$3.05. Breakouts above this level might inspire bullish activity and aim $3.20, while failing to hold above $2.75 risks further downside.

Remittix (RTX): The PayFi Disruptor Gaining Momentum

This is where Remittix comes in. Unlike Ripple, which primarily partners with banks and large financial institutions, Remittix is building an open PayFi ecosystem for businesses and individuals.

Key Remittix features include:

• Near-instant crypto-to-fiat transfers in 30+ countries
• Support for 40+ cryptocurrencies and 30+ fiat currencies
• A Pay API allowing businesses to accept crypto but settle directly in fiat
• Privacy-first transactions that appear as standard bank deposits

Momentum is building fast. The RTX presale has already raised $26.7 million, selling over 672 million tokens. Each token sells at $0.1130. The project has passed a CertiK audit, secured CEX listings, and launched a beta wallet, with more product rollouts expected soon.

Ripple vs. Remittix: Who Wins the PayFi Race?

Ripple has the advantage of being an established giant with global partnerships and deep liquidity, while Remittix offers agility, innovation, and a consumer-first approach. Some analysts suggest that Remittix could become to PayFi what Ethereum was to DeFi, the breakout leader of a new financial era.

With PayFi projected to outpace AI as a growth sector, the stage is set for both XRP and RTX to benefit. However, Remittix may represent the more explosive opportunity heading into Q4 and beyond for investors looking at asymmetric upside potential.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix

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