What Crypto to Buy Now as BTC Touches Everest? Analysts Hint at an Under-$1 DeFi Token

Traders and people who want to make money are putting their money into DeFi projects that look like they will be useful and have room to grow as Bitcoin (BTC) prices reach new all-time highs. Another well-known coin is Mutuum Finance (MUTM) . It is a full DeFi platform that will mix Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending. Investors will be able to try stablecoins, blue-chip crypto, and higher-risk tokens with MUTM. The demand will still be driven by how useful the tokens are. There is no need for a crypto ETF or just holding BTC with MUTM. You can earn directly by staking, borrowing, and lending. Crypto investors who want asymmetric gains under $1 will like this.

BTC’s Growth Potential

Bitcoin (BTC) has “touched Everest” — in other words, it recently hit a fresh all-time high amid strong market momentum. BTC surged past $123,000, breaking previous resistance and signaling bullish conviction. This move reflects powerful inflows, institutional accumulation, and a renewed appetite for risk assets. That said, traders are watching closely for signs of exhaustion or reversal, as short-term overheating and profit taking could dampen further upside. If BTC can hold above the new support zones near its highs, the path may open toward $125,000–$130,000 or beyond. But without sustained volume and fresh catalysts, the risk of pullbacks or corrections remains real.

Mutuum Finance (MUTM): Presale Momentum and Roadmap

People who put money into P2C pools will get mtTokens in return for their money. As an example, a person will put $40,000 worth of Bitcoin (BTC) into mtBTC and get a 12% APY, which means they will earn $4,800 a year. To get access to liquidity, borrowers will need to post assets that are worth more than their collateral, like $3,000 worth of SOL. This will unlock 70% LTV and give the borrower $2,100 in stablecoin liquidity without having to sell the underlying security.

With these rules, users will be able to get the most out of their capital while still being exposed to their assets. P2P desks will separate higher-risk tokens like DOGE and PEPE. This will let traders make higher yields without putting the stability of the core P2C pool at risk. This separation will make MUTM very appealing to traders who are careful with risk but still want to take advantage of high-reward chances.

A lot of people are still interested in Phase 6 of Mutuum Finance (MUTM). So far, about $16.82 million has been raised, and 55% of the 170 million tokens have been sold. The price is currently $0.035, but in Phase 7, it will go up to $0.040, which is a 15% rise.

Total supply is 4B MUTM, and there are over 16,750 holders and over 12,000 Twitter followers, which is a rising social presence. Token Scan will get a score of 90 from CertiK, while Skynet will get a score of 79. The roadmap will move forward, and V1 will start on the Sepolia Testnet in the fourth quarter of 2025. It will include the liquidity pool, mtToken, debt token, and liquidator bot, and it will support ETH and USDT at first.

Under-$1 DeFi Tokens, Layer-2 and Beta Launch

Investors will be interested in DeFi tokens that are priced below $1 because they have an asymmetric gain. MUTM will stand out because it has features that actively make money, such as interest from lending and borrowing, rewards for staking, and a buy-and-distribute system that will buy MUTM back from the open market and give it to people who have staked mtTokens. As platform activity grows, this method will create ongoing buying pressure. This is what sets MUTM apart from passive altcoins or speculative microcaps.

The upcoming beta launch at listing will give users early access to the platform, letting them use the lending, borrowing, and staking features for mtTokens directly. Layer-2 integration will speed things up and cut down on transaction fees by a large amount. This will make micro-lending and retail staking successful and effective. These new features will make the TVL and user base bigger, which will keep people wanting MUTM and make it even more of a high-use, low-cost DeFi asset.

Mutuum Finance (MUTM) will offer a dashboard with a full ROI calculator and a Top 50 leaderboard where extra MUTM will be given to the top donors. These tools will make users more involved, support staking, and help build a group of loyal investors. This will keep the demand for tokens high.

Investment Example and Price Projection

Someone who bought MUTM in Phase 1 with BTC or ETH for $0.01 will see a 3.5X return at the Phase 6 price of $0.035. When you compare Phase 6 to the expected selling price of $0.06, you get a 6× return. When Beta adoption, Layer-2 throughput, stablecoin integration, and expected exchange listings are taken into account, MUTM will naturally chart a path toward a sub-$1 goal, giving early participants asymmetric upside.

Phase 6 has already sold 55% of its units, and Phase 7 will raise the price by 15% to $0.040. Traders who are interested in crypto investments and keeping an eye on the flows of crypto ETFs will know that getting in early on Mutuum Finance (MUTM) is one of the last chances to get access at a discount before more people learn about the token and demand goes up. With its structured utility, Layer-2 efficiency, and recurring income mechanics, MUTM will become the best under-$1 DeFi token for people who want to make money in today’s bullish market.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance