XRP Price Prediction: Can XRP Surpass $2.70 Expectations As It Seeks US National Banking Licence?

XRP is back in the spotlight following reports that Ripple was exploring a US national banking license, an audacious move that would reinterpret its regulatory footing. Trading now at $2.21 after declining 2.37%, XRP investors are wondering if this rumor would drive the token past the $2.70 mark.

New players like Remittix are taking a stealthy approach with hype for their global applicability, setting up for renewed comparisons.

Would a Banking Licence Spark XRP’s Next Bull Run?

XRP has been working as a bridge between finance and crypto for years. A US national banking charter would take that dream to the next level.

With RippleNet already established with financial institutions across the globe, a banking licence can pave the way for direct custody and settlement services.

This might give XRP the legal certainty it needs to attract meaningful institutional volume but don’t hold your breath.

Analysts Set $2.70 As Next Psychological Level

Market analysts are holding their breath about the future of XRP in optimistic fashion. Various analysts have set $2.70 as the psychological level of resistance that, if breached, would unleash a larger rally.

However, XRP’s 54.2% drop in daily trading volume to $2.3 billion shows decelerating momentum. Its $131.04 billion market cap remains healthy, but traders want to see real catalysts.

That is where utility-driven projects such as Remittix come into play.

How Remittix Is Making Waves With Real Use Cases

Remittix (RTX) possesses something even XRP has not yet offered on a large scale: instant crypto-to-fiat transfers into bank accounts.

This new PayFi project has already raised over $15.9 million and 547 million+ tokens have been sold in its presale. For a mere $0.0811, RTX is compared to early-stage XRP and XLM from bettors who are placing their bets on real-world crypto adoption.

Its recently launched RTX Wallet which will be released in Q3 2025 makes it even easier to convert digital currencies like BTC, ETH and XRP into local currencies in real time.

No third-party apps. No waiting. Just immediate, secure payments anywhere in the world.

$18M Softcap In Reach With A 50% Bonus Still Available

It is not the tech behind Remittix making waves at the moment, it is the early adoption. The project is nearing its $18 million softcap and still has a 50% token bonus available for early adopters.

When the mainstream media smells blood, analysts expect RTX to surpass so-called legacy tokens like XRP during the next bull run.

With Remittix gaining momentum, XRP’s path to $2.70 could be under increasing pressure not just from regulation, but from actual innovation.

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