Instant Funds lets eligible miner holders access USDT or USDC while their digital miners continue generating Bitcoin rewards
GoMining has rolled out Instant Funds across supported markets, introducing a way for digital Bitcoin miner holders to access stablecoin liquidity without selling their mining assets.
The feature allows users to lock eligible NFT miners as collateral and receive USDT or USDC directly to their GoMining balance. Crucially, the miner can continue generating Bitcoin rewards while the position remains active and below the liquidation threshold.
That structure gives holders another option for accessing the value of their digital mining assets. Instead of selling a miner and giving up its future mining output, eligible users can access up to 30% of its collateral value while retaining exposure to ongoing Bitcoin production.
Instant Funds positions start at $5 and are capped at $10,000 in aggregate per user. There is no limit on the number of individual positions a user can open within that overall cap.
Positions run for 30 days with 0% APR and mandatory automatic renewal. GoMining charges an origination fee ranging from 1.5% to 2.5%, depending on the user’s VIP level, when a position is opened and at every 30-day renewal.
The feature also includes a defined liquidation mechanism. If a position reaches a 60% loan-to-value threshold, it enters a seven-day buyback period. Bitcoin mining rewards generated after the position enters buyback, including during the buyback period and any subsequent auction period, are forfeited.
At launch, Instant Funds supports digital miners with energy efficiency of 12 watts per terahash or better. Eligible miners must be held in the user’s platform wallet and cannot be listed on GoMining’s secondary marketplace. Miners tied to an active Mine Now, Pay Later plan or an overdue auto-upgrade subscription are not eligible.
GoMining said it plans to expand eligibility over time, making additional miners available for Instant Funds.
KYC Level 1 verification is required. Eligible users in the European Economic Area who have completed the required verification can access funds in USDC.
Instant Funds is now available through the GoMining app in supported markets.
