XRP Is Down 34%, But Instead Of Buying The Dip Investors Are Targeting A 50x Potential Payment Token Instead

XRP surged 255% from November 2024 to January 2025, outperforming Bitcoin and Ethereum post-election. Yet, macro headwinds and shrinking cross-border volumes now cloud its outlook. Meanwhile, presale diamond in the rough Remittix (RTX), priced at just $0.0781 , is drawing early comparisons to XRP’s early ascent—positioned as a leaner, utility-driven contender poised to capture outsized gains in 2025’s digital payments race. Investors rotating into RTX – here’s why.

Remittix drawing in the smart money as presale raises $15.4 million

The smart money is already rotating their capital into greener pastures after making bank with XRP—and if the presale interest is an indicator, Remittix could be the next 50x gem hiding right in plain sight.

Remittix addresses a persistent inefficiency in the $190 trillion cross-border payments sector by enabling compliant, crypto-to-fiat settlements that are accessible without requiring the recipient to engage directly with digital assets. Settlement is completed via licensed corridors, with fiat deposits made directly into end-user bank accounts. It’s the crypto-to-fiat protocol the world has been pining for—without the red tape and hassle of TradFi solutions.

With $15.5 million raised in presale funding and RTX currently priced at $0.0781, the protocol is gaining recognition as a potential core layer in future payment infrastructure. Forecasts suggesting 20x–100x return multiples reflect market confidence in its ability to go on a massive run based on its utility.

Is the XRP run over?

XRP hit a multiyear high of $3.31 in January 2025. Then, it retraced to 34% to $2.18 by May 30. Its explosive 255% rally was fueled by post-election optimism, as pro-crypto rhetoric from the Trump campaign catalyzed bullish sentiment across the market. Regulatory reform promises and support for domestic crypto mining boosted major tokens—but XRP led the surge, driven by its perceived alignment with institutional utility and anticipation of favorable U.S. policy shifts under the incoming administration.

Source: TradingView

XRP prices peaked at $3.31 a couple of days before Trump’s inauguration, narrowly missing out on breaking its January 2018 all-time high of $3.40. XRP prices have declined by almost 34% since then as it changes hands at $2.26 as of press time.

The long road for XRP

Hopes for aggressive federal crypto accumulation faded after the Strategic Bitcoin Reserve and Digital Asset Stockpile were revealed to merely manage existing holdings—mainly sourced from asset seizures. Economic headwinds, including inflation risk and trade instability, further eroded investor confidence. For XRP, the outlook is complicated by its remittance-focused utility, which could suffer amid declining cross-border transaction volumes, compounding bearish sentiment in a macro environment unfriendly to speculative or internationally dependent digital assets.

Source: CoinGlass

Despite regulatory turbulence and macro uncertainty, XRP retains strategic upside. The SEC case nears resolution, Ripple’s USD-backed stablecoin (RLUSD) is live, and institutional momentum builds with ETF filings. RippleNet now processes nearly 1 million daily transactions—up 6× in two years—reinforcing XRP’s role in scalable, cross-border payment infrastructure.

RTX vs. XRP: Which one to choose?

XRP’s 4x return since last year reflects a commendable performance in a volatile macro environment. However, current network data reveals a tapering trajectory—daily active addresses and on-chain volumes remain materially below historical benchmarks, signaling diminished retail interest and transactional volumes.

In contrast, Remittix is entering the market with structural tailwinds. With a targeted focus on the $190 trillion cross-border payments sector, its early-stage fundamentals mirror the asymmetry XRP demonstrated pre-2018. From a risk-reward standpoint, RTX blows XRP out of the water in terms of potential growth in 2025.

Discover the future of PayFi with Remittix by checking out their presale here:

Website : https://remittix.io/
Socials : https://linktr.ee/remittix