Ripple’s Plan to Acquire Circle Could Turn XRP Into a Global Payment Standard

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Ripple, a blockchain-based digital payment network, might be preparing for one of its biggest moves yet, an attempt to buy Circle, the company behind USDC. But this isn’t just another acquisition.

For anyone holding or following XRP, this could be a game-changer. Here’s what it could mean and why it matters more than you think.

Why Ripple Is So Eager to Buy Circle? Motive

At first, Ripple’s plan to buy Circle might seem like just another business move. But if you look closer, there’s a much bigger reason behind it. Circle, the company that created USDC, one of the biggest stablecoins in the world, holds more than $60 billion in value.

If Ripple buys Circle, it would get access to all that money, along with Circle’s strong connections with banks and government regulators. This would make RippleNet, Ripple’s payment system, even stronger. XRP would then play an even bigger role in connecting all the money moving around.

Interestingly, Ripple has already made a move. It reportedly offered $5 billion to acquire Circle. That offer was rejected, with insiders saying Circle felt it was undervalued.

Since then, rumors have spread that Ripple may have raised its offer to as high as $20 billion, though that hasn’t been confirmed officially.

How Would This Affect XRP?

If Ripple owns both its own stablecoin (RLUSD) and USDC, it can make the payment system simpler and smoother. This means money can move faster, with fewer steps and lower costs.

For people who hold XRP, this could be a big deal. XRP wouldn’t just help with sending money across countries, it could become a key part of how money moves everywhere, even with stablecoins.

If Ripple takes that over, it may finally earn the kind of trust Wall Street needs to seriously consider XRP & its upcoming ETFs.

What If the Deal Doesn’t Happen?

Even if Circle says no or goes public instead , the message is clear, Ripple wants more control over stablecoin liquidity. And it won’t stop with one offer.

Whether this deal happens or not, Ripple is setting the stage for XRP to play a much bigger role in the next phase of finance. If Ripple succeeds, XRP won’t just be part of the system—it could be the system.