Storepay SPC is the native token of the Storepay fintech ecosystem. Storepay provides interest-free B2C and B2B BNPL services, and the token strengthens the business model by making up for the shortcomings of the traditional financial system. SPCFIN is used as a collateral substitute, an alternative credit score, payment and investment tool, and a reward system, making the service accessible to both contemporary and non-contemporary users.

Storepay's BNPL service covers not only retail stores but also a wide range of service providers such as grocery stores, hospitals, real estate, airlines, cars and universities across Asia. The goal of SPCFIN is to evolve into a token with maximum real-life utility and instant value.