E-Money is a blockchain-based payment platform dedicated to bringing financial inclusion and helping people around the world easily use digital currencies. The e-money protocol is based on the Cosmos technology and aims to issue a range of staboins backed by interest-bearing currencies that reflect a variety of world currencies. Each token is backed by a reserve of assets denominated in its base currency. E-money currently supports eEUR, eCHF and tokens backed by Scandinavian currencies (eNOK, eDKK and eSEK), with a number of other currencies due for release in 2021. The E-Money ecosystem has a second category of tokens, the Next Generation Money (NGM) token, which is a pledge and reward token that users can pledge to protect the e-money network.

The project aims to achieve full transparency through quarterly reserve audits conducted by Ernst & Young. Unlike most existing stabocoins, which are designed to maintain a static 1:1 peg to their underlying assets, the value of e-Money's monetary-backed tokens constantly changes with accrued interest on reserve assets. This means that holders can benefit from the interest earned on their assets while they are safely in your wallet.

Blockchain, an electronic currency, supports large-scale instant payments and includes a DEX to facilitate conversion between currencies. E-money is already integrated with Ethereum and is expected to be integrated with Binance Smart Chain, Cosmos Hub, Avalanche, Polygon and Elrond in 2021.