MCCX with the help of Spectrum Matrix technology based on the Ghost Wallet security solution, Seek strategic asset development value to Cryptobank System and Fintech business areas, which realize real value between members and merchants through Starlight AD viewing.

Spectrum Matrix Technology is a Technology that generates one-time encryption code, The code is generated by combining random numbers with patterns of infinite colors on the user's smartphone at the time of payment. The key is to use the user's smartphone as a distributed server, rather than a central server for one-off code. It's the innovative technology it generates. Final settlement method generated code at the user terminal and the amount of the settlement from the user account one-time separation of one-off settlement code generation method in settlement does not provide all the financial information about the user, only used for trading and settlement amount necessary information, therefore can be structural block stealing credit card information and the hacker intrusion behavior.