Cred (TOKEN LBA) is a financial ecosystem based on blockchain and cryptocurrency, helping cryptocurrency users around the world efficiently enjoy a variety of financial services anytime, anywhere. Examples are CredEarn and CredBorrow. Cred was founded by former PayPal executives and technical-finance experts. As a leader in the blockchain finance industry, Cred aims to revolutionize the financial industry with the power of blockchain technology by integrating global financial services networks and diversified partners. Cred stands for fairness and transparency and believes that everyone should own and fully enjoy the benefits of their credit, known as "CREd-it".