Creditcoin aims to solve the problem of lack of credit system among the unbanked in emerging markets by recording credit transactions through blockchain technology.

Investors and fundraisers can announce offers, match and record their loan transactions on the Creditcoin network. Additionally, investors can transfer their bonds to another user. The main purpose of Creditcoin is to pay users for credit transactions made on the blockchain. The transaction history will be faithfully recorded on the blockchain, after which investors verify the records, evaluate creditworthiness and make investment decisions.