LBank 成立于2016年10月，是一家面向全球用户的创新型数字资产交易平台，它以提供专业的资产管理方案为宗旨。LBank 的核心团队成员是来自不同领域的优秀人才，他们中有的人是交易经验丰富的私募投顾，有的人是区块链技术研究者，还有的人是密码学专家。LBank团队致力于将其打造成一个专业的数字资产综合服务平台，以便于为用户的资产安全和交易体验保驾护航。

Ripple

<p class="ql-long-58030660"><span class="ql-author-58030660">XRP 是XRP账本的原生代币，目标是替代比特币，建立一个无需信任、即时和廉价的跨境支付网络。与比特币一样，XRP 依赖一个称为 XRP 账本的公共账本来存储交易细节。</span></p>
<p class="ql-long-58030660"><span class="ql-author-58030660">与比特币及其工作量证明共识协议不同，XRP 账本利用基于联邦拜占庭协议 (FBA) 模型的共识机制。XRP 账本通过受信任的验证节点在纪录的时间内达成共识并维护交易账本，大约每 3 到 5 秒一次。这些受信任的节点统称为唯一节点列表（Unique Node List）。</span></p>
<p class="ql-long-58030660"><span class="ql-author-58030660">XRP账本上的支付网络不使用挖矿来验证和记录新的交易，因此其原生代币 XRP 在其开发的早期阶段就已预先发行。 2013 年共有 1000 亿个 XRP 被预先发行和推出。今天，超过 460 亿个 XRP 供应量在流通。除了 XRP 之外，XRP还可以与 Ripple 生态系统中的其他货币进行交易。XRP充当难以匹配的法定货币之间的 "桥梁"，举例来说，如果网络上没有愿意用美元换英镑的做市商，人们可以将前者卖给XRP，然后用它来购买后者。</span></p>
<p class="ql-long-58030660"><span class="ql-author-58030660">XRP还被用来为瑞波公司的旗舰产品RippleNet服务提供按需流动性（ODL），这是一个由金融机构组成的全球支付网络，在2019年之前原本是三个独立的产品：xCurrent（实时结算解决方案）、xRapid（流动性解决方案）和xVia（支付API）。</span></p>
<p class="ql-long-58030660"><span class="ql-author-58030660">ODL只是将一种法定货币，例如美元，兑换成XRP代币的过程，再将这些代币发送到一个接收账户，然后该账户将XRP兑换成他们当地的法定货币，例如菲律宾比索。与法币可能需要几天才能发送不同，XRP交易通常只需要3秒左右。这不仅大大加快了速度，而且还大大减少了任何汇率滑点的情况。</span></p>
<p class="ql-long-58030660"><span class="ql-author-58030660">根据瑞波公司的XRP文件，XRP账本可以在5秒内完成支付，每秒处理超过1500笔交易。少量的XRP大约10drops（XRP的一个单位）价值0.00001 XRP被销毁以支付交易费用。交易费用被设计为随着网络的负载增加而增加，以抑制在繁忙时期使用网络的积极性。所有XRP交易都在账本上执行和结算。</span></p>

0x1d2f0da169ceb9fc7b3144628db156f3f6c60dbe

0x9eaefb09fe4aabfbe6b1ca316a3c36afc83a393f

瑞波币 (XRP) 简介

<div class="name">Brad Garlinghouse&nbsp; &nbsp;-&nbsp; &nbsp;Ripple 首席执行官。</div>
<div class="text">&nbsp;</div>
<div class="text">
<div class="name">Ed Roman&nbsp; &nbsp;-&nbsp; &nbsp;Hack VC 管理合伙人。</div>
<div class="text">&nbsp;</div>
</div>
<div class="text">
<div class="name">Chris Larsen&nbsp; &nbsp;-&nbsp; &nbsp;Ripple 联合创始人、执行主席。</div>
<div class="name">&nbsp;</div>
</div>
<div class="name">
<div class="name">David Schwartz&nbsp; &nbsp;-&nbsp; &nbsp;首席技术官</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Asheesh Birla&nbsp; &nbsp;-&nbsp; &nbsp;产品副总裁</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Patrick Griffin&nbsp; &nbsp;-&nbsp; &nbsp;业务发展高级副总裁</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Christopher Kanaan&nbsp; &nbsp;-&nbsp; &nbsp;工程副总裁</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">John Mitchell&nbsp; &nbsp;-&nbsp; &nbsp;高级副总裁</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Brynly Llyr&nbsp; &nbsp;-&nbsp; &nbsp;总法律顾问</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Monica Long&nbsp; &nbsp;-&nbsp; &nbsp;营销副总裁</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Sandi Kochhar&nbsp; &nbsp;-&nbsp; &nbsp;人力副总裁</div>
<div class="name">&nbsp;</div>
<div class="name">
<div class="name">Catherine Coley&nbsp; &nbsp;-&nbsp; &nbsp;在 Ripple 负责 XRP 机构流动性的主管。</div>
</div>
<div class="name">&nbsp;</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

团队介绍

<div class="time">
<div>2004年</div>
</div>
<div class="info">Ryan Fugger创建瑞波支付（ RipplePay ），核心思想是建立一个能够取代银行金融体系的点对点支付网络。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2011年4月18日</div>
</div>
<div class="info">瑞波币发布日期。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2013年3月</div>
</div>
<div class="info">推出瑞波币&mdash;&mdash;XRP，作为Ripple网络的基础货币，同时，新版Ripple网络引入网关(Gateway)系统。</div>
<div class="info">&nbsp;</div>
</div>
</div>
<div class="info">
<div class="time">
<div>2014年</div>
</div>
<div class="info">瑞波白皮书发布；德国费铎银行，美国CBW银行，跨河银行先后宣布接入Ripple协议实现点对点金融通信；4月，瑞波币开始进行交易。</div>
<div class="info">&nbsp;</div>
</div>
<div class="info">
<div class="time">
<div>2015年5月</div>
</div>
<div class="info">&ldquo;欧元银行协会&rdquo;会议在所有数字货币中唯一把XRP定为金融货币。同时，Ripple获得2800万美元A轮融资。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2015年9月</div>
</div>
<div class="info">Ripple获得桑坦德银行400万美元战略投资。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2015年10月</div>
</div>
<div class="info">Ripple发布开源ILP的参考实现；微软Azure云平台采用Ripple和ILP。</div>
<div class="info">&nbsp;</div>
</div>
<div class="info">
<div class="time">
<div>2016年9月</div>
</div>
<div class="info">获得5500万美元B轮融资。同时，美国银行，西班牙桑坦德银行和加拿大皇家银行宣布，采用数字支付企业Ripple的已分配分类账技术，联合创建一个全球性的区块链支付网络。</div>
<div class="info">&nbsp;</div>
</div>
<div class="info">
<div class="info">
<div class="time">
<div>2016年10月</div>
</div>
<div class="info">瑞波币及R3跨境支付实验获得突破。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2017年2月</div>
</div>
<div class="info">阿布达比银行与Ripple合作开展跨境支付服务。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2017年3月</div>
</div>
<div class="info">47家日本银行使用Ripple技术完成资金转移试点。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2017年5月</div>
</div>
<div class="info">瑞波币首次超越以太坊，以总市值85亿美元正式取代了以太坊成为世界第二大加密货币。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2017年6月</div>
</div>
<div class="info">瑞波币Ripple可释放全球数十亿美元 最终将改变传统结算系统。</div>
<div class="info">&nbsp;</div>
</div>
<div class="info">
<div class="time">
<div>2017年7月</div>
</div>
<div class="info">英国央行对Ripple 跨境支付协议进行测试。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2017年10月</div>
</div>
<div class="info">盖茨基金会宣布推出基于瑞波技术的开源软件Mojaloop。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2017年12月</div>
</div>
<div class="info">Ripple的区块链式共识平台已经在日本国内成功地进行了测试。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2018年1月</div>
</div>
<div class="info">瑞波称2018年三大汇款公司会使用瑞波币。</div>
<div class="info">&nbsp;</div>
<div class="info">
<div class="time">
<div>2019年3月-19日</div>
</div>
<div class="info">瑞士最大的在线零售商Digitec Galaxus开始接受包括XRP在内的10种加密货币支付。</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>

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华尔街的算盘：5亿美元买Ripple什么？

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