UMI

UMI is a universal monetary instrument. An innovative decentralized cryptocurrency that allows you to make almost instant, free and completely secure transmissions.
This is a fully functional blockchain platform developed from the ground up to create and execute smart contracts based on master nodes and a unique proof of authority model. UMI is the only cryptocurrency using smart contract collateral technology, which allows network members to keep them in their wallets to assemble structures and create new coins at a rate of up to 40 percent per month.